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What have you learned (so far) from these times?

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DanHolohan
DanHolohan Member, Moderator, Administrator Posts: 16,544
Tell us.
Retired and loving it.
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  • SuperTech
    SuperTech Member Posts: 2,186
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    I learned to take the news of virus outbreaks more seriously. I thought it would never affect me, like SARS, swine flu and other past outbreaks. Not only has the coronavirus affected every aspect of daily life, I am positive that I was sick with it at the end of February, before it officially hit my county. Fortunately I was able to ride it out at home. I did get my girlfriend sick, but she didn't have it as bad as I did. I had a high fever for three days, and had respiratory issues for two weeks. I'm definitely going to be more careful in the future whenever something starts going around. I never thought NY state would have more cases than any other country in the world.
  • motoguy128
    motoguy128 Member Posts: 393
    edited April 2020
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    > @SuperTech said:
    > I learned to take the news of virus outbreaks more seriously. I thought it would never affect me, like SARS, swine flu and other past outbreaks. Not only has the coronavirus affected every aspect of daily life, I am positive that I was sick with it at the end of February, before it officially hit my county. Fortunately I was able to ride it out at home. I did get my girlfriend sick, but she didn't have it as bad as I did. I had a high fever for three days, and had respiratory issues for two weeks. I'm definitely going to be more careful in the future whenever something starts going around. I never thought NY state would have more cases than any other country in the world.



    Influenza A and B I’ve heard we’re bad this year and those also have respiratory symptoms. I was hit hard about 5 years ago. Took 2 months for my lungs to get to 100% and I don’t smoke and was exercising 15-20 hours per weeks at that time.

    One city block of NYC has a higher population than my 530sqmi county in Iowa. I’m amazed it didn’t spread faster.

    Iowa and some other Midwest states like us haven’t issues stay home orders because it’s unnecessary at this time. We are already so low in normal contact rates that it would have negligible impact.

    One size fits all approach doesn’t always work. I’m worried that rural areas that are lagging the curve will get hammered if restrictions are lifted too early.

    I’ve learned that my choice to liven a rural
    area is sometimes looked down and quietly questioned by those in larger metro areas. But in times like this we get to enjoy a bit of isolation and insulation that our remoteness affords us. It’s not a ranch in Wyoming, or a cabin in the woods but it’s a small well connected community.
  • SuperTech
    SuperTech Member Posts: 2,186
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    The symptoms I experienced definitely match what a lot of people who had the virus described. I ruled out the flu because I had the vaccine this year and the flu never kicked my butt like that. I never coughed up so much stuff from anything else. But without a test it's impossible to know what I had.

    I had pneumonia two years ago, that was much worse. I spent over a week in a isolated room in the hospital for that one. They kept me isolated then because they thought I might have SARS or tuberculosis.
  • Grallert
    Grallert Member Posts: 657
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    I've learned to be sympathetic with people who are scared. I've learned to be clear and honest without being dramatic with people who don't necessarily understand what's happening. I've learned and am still learning to give folks a break, to smile wave
    be patient.
    Miss Hall's School service mechanic, greenhouse manager,teacher and dog walker
    SuperTechratio
  • GroundUp
    GroundUp Member Posts: 1,926
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    I have learned that 90% of the population doesn't bother to save an emergency fund, and that my significant other is somehow able to sleep 20 hours a day when she doesn't have to go to work.
    Le JohnSuperTech
  • Jamie Hall
    Jamie Hall Member Posts: 23,433
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    Now that question really made me think.

    I'm not sure that I really learned anything much new, to be honest, although I have can say that a number of things (and attitudes!) which I already had were -- and are being -- reinforced. Which may or may not be a good thing!

    A few observations... nothing new...

    In line with @GroundUp 's comment (on 90%, not on significant others!) -- it always pays to have a Plan B. A Plan C isn't such a bad idea, either (back in another life we put it differently -- no plan ever survives initial contact with the enemy...)

    Dramatic actions taken with great fanfare but in haste have adverse consequences which weren't anticipated, but the actions are very hard to undo.

    People need people.

    And -- ultimately, you are responsible for you. And your family. Nobody else can walk your walk for you. Don't ask Big Brother or Big Daddy. Take care of yourself; take care of your family and your loved ones.

    And being who I am, a little music for you and I hope no one is offended...
    https://www.youtube.com/watch?v=csC4gARAaG8
    Br. Jamie, osb
    Building superintendent/caretaker, 7200 sq. ft. historic house museum with dependencies in New England
    GroundUpSuperTechSolid_Fuel_Man
  • jerryb46
    jerryb46 Member Posts: 59
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    Now i know what my Grand Parents must have gone thru in WW2 when shopping for food and just things to run a home,Father was in England during WW2 but that another story.
  • ScottSecor
    ScottSecor Member Posts: 863
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    My wife, the lovely Tracy can give a damn good haircut, remembered how to cook, and loves working from home, but misses her students (she teaches second grade). I do not enjoy watching television all that much. The members of my household are getting along remarkably well under the circumstances. I look forward to eating leftovers. We cannot wait to get out of town and enjoy the outdoors.

    On a more serious note, I cannot recall the business phone ringing so infrequently. I'm amazed that local people are actually abiding by the rules with regard to social distancing and wearing masks when they need to visit the grocery store. I talk to my 77 year old mother daily who lives in northern Vermont, she is doing quite well and I never realized how much she counts on our daily chats until recently.

    My father taught me to always keep some money in savings. To be honest, from the timer I got married until the day our kids graduated college, we were never really able to save. Thankfully both kids finished last year and we were able to save a few bucks since then. Strange how the timing worked out for us (so far).
  • hot_rod
    hot_rod Member Posts: 22,255
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    Whenever leaders don’t lead, the citizens step up.

    I’m proud to see so many Americans offer help and support. Donating time and money, manufacturing items for health care workers, shopping for their neighbors. Random acts of kindness all around us. Glad to live in a free country where folks of different opinions get along and pull together when times are tough.
    Bob "hot rod" Rohr
    trainer for Caleffi NA
    Living the hydronic dream
    Larry Weingarten
  • EBEBRATT-Ed
    EBEBRATT-Ed Member Posts: 15,616
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    What @hot_rod said

  • Steamhead
    Steamhead Member Posts: 16,889
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    GroundUp said:

    I have learned that 90% of the population doesn't bother to save an emergency fund........

    ..........In line with @GroundUp 's comment (on 90%, not on significant others!) -- it always pays to have a Plan B. A Plan C isn't such a bad idea, either (back in another life we put it differently -- no plan ever survives initial contact with the enemy...)

    Dramatic actions taken with great fanfare but in haste have adverse consequences which weren't anticipated, but the actions are very hard to undo.


    These. We've implemented the same things:

    1- Put money aside for those unseen expenses. Don't go into debt at all if you can. If you must, keep it to a minimum and get rid of it as soon as possible. That way, no one "owns" you. OK, you might have to put off buying that new van for a while, but it won't get repossessed.

    2- When the shutdowns started, we rerouted our mail to my house and I took my office computer there and hooked it up. So, if for whatever reason we can't reliably get to the office, we can at least keep our accounts current. This way, we maintain our relationships with our suppliers and others we need to make the business work.

    We may be looking at a long recession. Many people have lost their incomes when their employers shut down. And I'd bet a lot of those jobs won't be there when the coronavirus is gone.

    We're living in "interesting times".


    All Steamed Up, Inc.
    Towson, MD, USA
    Steam, Vapor & Hot-Water Heating Specialists
    Oil & Gas Burner Service
    Consulting
    GroundUp
  • Intplm.
    Intplm. Member Posts: 2,000
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    @DanHolohan
    What I have learned is that the greeting of a hug and a handshake is priceless.
    Grallert
  • GroundUp
    GroundUp Member Posts: 1,926
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    @Steamhead exactly. I was always told as a kid not to buy anything I didn't need that I couldn't pay cash for. As a young person I had an affinity for motorized toys and had a bunch of sleds, bikes, quads, race cars, mud trucks, the whole shebang and always drove a nice street truck BUT I never borrowed a nickel until my first mortgage at 18. I split wood and mowed lawns and did farm work to earn the money that was foolishly spent on toys, but I always had a couple grand stashed away even as an early teenager "just in case". My folks never had anything to give us and they both grew up poor so financial stability was instilled in us at a young age.

    There's nothing wrong with some debt if it's "good debt" IMO, mortgages and necessary items to get through life are almost a necessity for most people- they'd never get started without it. The other folks who rack up credit cards, buy frivolous things they can't afford, buy houses they can barely make the payments on, and NEED to be perpetually upside down in a fancy vehicle just to give off the persona of being well-to-do though, these are most of the people that are in trouble right now. I wish everybody the best, but my gosh- we have ALL been told to keep an emergency stash for such an occasion, just too many chose not to listen. Unforeseen medical expenses, etc have claimed a whole lot of folks' emergency fund already and I sympathize with those people every day. The ones who willingly chose not to do their diligence though, not so much.
  • clammy
    clammy Member Posts: 3,113
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    What I have learned is those who parents lived thru ww2 and it effects grew up poor or at least with out much are the one who’s children these days that are not living off credit cards and have some Rainey day coin stashed . It seems as groundup stated those looking to be perceived as well to do are the ones who ain’t got a pot to piss in and can’t even pay you when your done w a service call then try to blow you off and not pay at all then after 6 months of feeling like a jerk because you want your money they cough it up .this is ever so true in my area of New Jersey super high taxes wayover the top homes ,kitchens and baths but take a look at there hvac and heating systems total garbage done by the lowest bidder every time out site outta mind .for myself I’ve never lived beyond my means always under never will I could never care what anyone thinks even as a child ,I ve made it solo for 57 years w out any assistance from anyone and really keep to myself to avoid drama at all costs . What I’ve learned is be self reliant be smart and never play the fool for anyone and remember what’s important and when face w any conflict deal w it like a man not a child as in The Godfather men should never look foolish that’s left for children. Be safe be healthily . Peace and good luck clammy
    R.A. Calmbacher L.L.C. HVAC
    NJ Master HVAC Lic.
    Mahwah, NJ
    Specializing in steam and hydronic heating
    GroundUpIntplm.
  • Robert O'Brien
    Robert O'Brien Member Posts: 3,541
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    I've learned that this industry is built from the ground up on personal relationships.
    To learn more about this professional, click here to visit their ad in Find A Contractor.
    Intplm.Zman
  • SlamDunk
    SlamDunk Member Posts: 1,590
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    What did I learn? A lot!

    Maybe we do need to make America great again. The question is what does great mean?

    With little effort, 17 million are unemployed which means:

    If they had health insurance, they no longer do.

    Food lines stretch for miles and food banks struggle to keep their pantries full. Meanwhile, farmers are dumping milk down the drain and letting produce die in the field. Another big loss to agriculture and our country because we need food. Something needs to be fixed here. We shouldn't have a huge need and a huge waste of the same thing!

    More people live paycheck to paycheck than own second homes.
    Rents won't be paid, mortgages wont be paid, the real estate market will take a hit and there will be more homeless.

    The auto and airline industries are taking it in the sack. That's several million high paying jobs and benefits lost.

    The ripple effect is endless and it brings back old sayings that were created during times like these: Those who don't learn history are doomed to repeat it and an ounce of prevention is worth a pound of cure, or in our case, several trillion dollars of cure.

    We are told by some that no one could have handled this any better. I believe that the information was available and we could have prepared by asking the toilet paper industry to ramp up production and grocery stores to warehouse more toilet paper.

    We were caught with are pants down and that is not so great!

    Stay well!

  • clammy
    clammy Member Posts: 3,113
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    I know that when the property tax cap was set at 10 g everybody w a second home which they rented for cash where bitching cause they couldn’t write the mortgage off lol . In my eyes if you got 2 homes then your doing great and should not complain about paying ur share and not being able to write it off . I personally feel no one should be blamed virus it’s part of a cycle that occurs on this planet you know life death cycle . I find it funny that virus has shadowed the herion fentanyl ,health care ,business buy out and assistance from the government ( auto , airlines and cities problem that’s major league in the tri state area wonder how manyhave not died but where revived by narcon only to do again 12 hours later and again receive narcon way to many in my eyes . This country has more issue country wide to deal w and on the global level that’s all brushed to the side until this latest issue done and brushed under the area rug again . The problems that we all deal w now and in the further will never be easy and when laying the bed we all sleep in every body has to pull the weight and man up ,no slacking no freebies . Most all of the system in place have never worked if they did we would never be in the postision where in . Everyone must pay and pay equal other wise it’s the carrot and the donkey and the the blue collar is the donkey . I feel there’s way to much hand outs that have gone on for decades w absolutely no end . To myself make your own bed and take responsibility for your own destiny personally and financially and blame no one we all come into and leave this plane of existence the same way naked and w nothing . The issues facing the world is so splintered and views so wide and different that’s it insane for anyone to think you can appease everyone never gonna happen never . Remember you can never make all the people happy all the time . I always take solace in the fact that we ain’t hear forever and the wealth and rust you gather doesn’t follow you after your dead . Tough times ain’t gonna get any easier just have to put a couple more holes in the belt to hold up the pants being can’t afford new pants lol peace and good luck clammy
    Live by your means no above and the hell w the jones be your own idol and follow your own will
    R.A. Calmbacher L.L.C. HVAC
    NJ Master HVAC Lic.
    Mahwah, NJ
    Specializing in steam and hydronic heating
    GroundUp
  • Jamie Hall
    Jamie Hall Member Posts: 23,433
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    A few more things I've learned...

    To my glee and delight, the cost of fuel is down. Way down. I just scored next year's fuel for Cedric at an insane figure...

    What's really interesting is that in so many cases the whole thing has brought into much sharper relief the charactesr of people. The people who are good, caring, outgoing people seem to have gotten more so -- more caring, more generous, more helpful. Unhappily, the people who are mean and grasping and bullies also seem to have gotten more so. I mean... how much toilet paper do you really need? How draconian a lockdown do you really have to impose? Interesting (?) studies in human nature.
    Br. Jamie, osb
    Building superintendent/caretaker, 7200 sq. ft. historic house museum with dependencies in New England
    GroundUpIntplm.
  • hot_rod
    hot_rod Member Posts: 22,255
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    i feel for the younger generations just starting out struggling to just cover living expenses much less build a nest egg. Even with a good paying job, the cost of living gobbles up all of the paycheck. Food rent, taxes and insurance yikes!
    How does the average working couple save money without hitting a windfall, like American Idol :)
    Seems like we are headed towards a country of 1% billionaires and the rest working hand to mouth, hoping for a stroke of luck or ponzi scheme to move up or hatch a nest egg.
    Bob "hot rod" Rohr
    trainer for Caleffi NA
    Living the hydronic dream
    SuperTech
  • Steamhead
    Steamhead Member Posts: 16,889
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    I mean... how much toilet paper do you really need? How draconian a lockdown do you really have to impose? Interesting (?) studies in human nature.

    Not the same thing, Jamie. No one is imposing lockdowns out of meanness- they do it out of necessity.
    All Steamed Up, Inc.
    Towson, MD, USA
    Steam, Vapor & Hot-Water Heating Specialists
    Oil & Gas Burner Service
    Consulting
  • Jamie Hall
    Jamie Hall Member Posts: 23,433
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    Steamhead said:

    I mean... how much toilet paper do you really need? How draconian a lockdown do you really have to impose? Interesting (?) studies in human nature.

    Not the same thing, Jamie. No one is imposing lockdowns out of meanness- they do it out of necessity.
    Um. Well, yes. In some areas, rather drastic ones, perhaps -- although Sweden has done very well with just masks, which do make a lot of sense. In other areas, perhaps a little less? Or perhaps a little more logic in what is and what is not closed? I think my point is that what might be necessary in, say, Hartford or New York or Baltimore makes rather doubtful sense in other parts of all three states. But one size fits all, I suppose...
    Br. Jamie, osb
    Building superintendent/caretaker, 7200 sq. ft. historic house museum with dependencies in New England
    Intplm.
  • HVACNUT
    HVACNUT Member Posts: 5,863
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    > @Harvey Ramer said:
    >
    > I have also been made aware that conspiracy theorist will never pull their head from the sand. That's where they live for all time.


    You're not just whistling Dixie.
    I've got 3 guys I've been friends with since the 9th grade. 38 years. Three of us still live within 4 miles of each other. The conspiracy theory guy moved to Florida 30 years ago.

    We all razz the Florida guy. Alex Jones and Info Wars stuff. He took offense one day and said, quote, "Guys, I can't tell if you're joking or not but Alex Jones is a complete *****bag that anybody in the "truth" community stopped listening to many years ago."

    The TRUTH COMMUNITY?
    We were rolling on the floor.

    Other than being a New York Rangers fan, he really is a great guy. He's probably cleaning his guns again right now.
    Harvey Ramerhot_rodZmanSuperTech
  • MikeL_2
    MikeL_2 Member Posts: 494
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    I've learned that " Hug your kids " will never be taken for granted.......
  • Jamie Hall
    Jamie Hall Member Posts: 23,433
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    I just hope that everyone -- at least in the states with the most restrictive shutdowns -- is very very patient. Two of the criteria which I have read about lifting those shutdowns are, first, and effective vaccine and, second, an effective way to track those people who have been or are infected, or have been exposed to someone who is or was infected.

    So far as I know, there has never been an effective vaccine against a coronavirus. Influenza, yes. Polio, yes. Coronavirus? No. It mutates too fast.

    Second, I'm not really that keen on having people tracked -- every contact, every place they visit, everything they do or buy.

    So... either someone changes their mind on the vaccine/ or herd immunity bit, and we will reopen, but only a little -- and in any case we will have everyone tracked at all times. Google and Apple are already working on the latter, and of course the Chinese have it already.

    But that's not a learning thing from this...

    One other thing I have learned from this, though, is that it's having a devastating effect on two populations I used to work with: young people at risk from drugs, trafficking, or dysfunctional families, and adults at risk from alcohol or drugs. Both groups depend on group support and group meetings. Neither group has access to Zoom or whatever, and in any event a disembodied face on a computer screen is no substitute for a hug. I don't know (yet) how many of the people I worked with have slid; I don't know (yet) if how many died -- overdose, suicide, etc., though I know some have.
    Br. Jamie, osb
    Building superintendent/caretaker, 7200 sq. ft. historic house museum with dependencies in New England
  • PerryHolzman
    PerryHolzman Member Posts: 234
    edited April 2020
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    The only thing to fear... is fear itself.

    Unfortunately, in my opinion so many people are spreading and supporting fear that it has really hurt the economy and will persist.

    I run into so many people that are afraid of even normal things.

    The is not to say that Covid-19 should be ignored (and I apparently lost many weeks of income from it). But, many things that have been done do not actually make sense long term or for the relatively modest death rate involved (latest estimates I've seen put the death rate at 0.4% with the vast majority of those over 70 who have other significant health issues). Please keep in mind that the normal death rate due to accidents, illnesses, and age is about 1.5% (which gives an average life expectancy of 75), and involve over 5 Million normal deaths per year in the USA.

    Perry
    SuperTech
  • Tinman
    Tinman Member Posts: 2,808
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    I've learned that we have some incredible leadership at the state level in this country. New York certainly is a prime example of that.

    I've learned that there is still a dangerously high level of knuckleheads in our country.

    I've been able to see in real time that my daughters protect their kids much like we protected them. Props to Stacey, Ally, and Stevie.

    I've learned that I have more hobbies than i thought I had.

    I've learned that not being able to hug my girls, and their girls, hurts more than I though it would.

    I've learned that working is overrated.

    I've confirmed that organizing things is a sickness that knows no bounds for me.

    I've learned that I love the blues beyond Junior Wells, Buddy Guy, Howling Wolf, and Muddy Waters.

    I learned that Doris Kearns Goodwin can write a 1000 page history book that's as entertaining as a Dennis Lehane story about two Boston detectives.

    I've learned that you should never, ever take something good for granted.
    Steve Minnich
    Intplm.icy78
  • DanHolohan
    DanHolohan Member, Moderator, Administrator Posts: 16,544
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    I've learned to be kinder and to pay closer attention to the people around me. And to appreciate everyone. We're all in this together.

    The woman who runs the office at my eye doctor just lost her husband. He was 48 years old. To make things worse, both of her sons are on ventilators.

    It's pretty rough here on Long Island and in NYC right now.
    Retired and loving it.
  • Sal Santamaura
    Sal Santamaura Member Posts: 529
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    ...I'm not really that keen on having people tracked -- every contact, every place they visit, everything they do or buy...

    The tracking data are already there from cell phone and credit card use. Aggregation is the only thing necessary to make them readily viewable. Be assured that's well into development, if not complete.
  • hot_rod
    hot_rod Member Posts: 22,255
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    I see folks posting high school yearbook pics all the time on FB. This video brings home how much info is out there and how easy to hack.

    While he sat there this guy lost his airline miles and got moved from exit aisles to rear of plane middle :)

    https://www.cnn.com/2020/04/15/tech/facebook-senior-photo-scam-trnd/index.html
    Bob "hot rod" Rohr
    trainer for Caleffi NA
    Living the hydronic dream
  • Harvey Ramer
    Harvey Ramer Member Posts: 2,239
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    > @DanHolohan said:
    > I've learned to be kinder and to pay closer attention to the people around me. And to appreciate everyone. We're all in this together.
    >
    > The woman who runs the office at my eye doctor just lost her husband. He was 48 years old. To make things worse, both of her sons are on ventilators.
    >
    > It's pretty rough here on Long Island and in NYC right now.

    That's horrible Dan. Stay safe please!

    I'm getting tested tomorrow. Its just starting to pick up around here.
  • ScottSecor
    ScottSecor Member Posts: 863
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    Last night while the six of us sat at the dinner table discussing how things have changed in the last month or so in the world around us. The kids (our son and daughter in their twenties, and their significant others) were complaining how restrictive things are here in NJ. How nothing is open, can't even play ball at the park, have to wear a mask in the grocery store, etc.

    When I finally got a chance to get a word in, I mentioned the story @DanHolohan shared about the woman that works at the eye doctor. It puts things in perspective for all of us. Imagine how we would feel if we were in that woman's predicament. I think everyone at the table will be looking at things a little differently going forward.

    On a positive note, the six of played poker and blackjack for hours and used "Pop's" (my father, Ken) poker chips for the first time since he passed away four years ago, he would have loved it.
  • JUGHNE
    JUGHNE Member Posts: 11,075
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    We have learned that the decision to move back to my home town of 600 was a good choice 40 years ago.

    My wife has learned that it was good to retire from the medical tech lab job on December of 2019.

    I am semiretired and might do 3 service calls a week.....about what I want.

    Also good that all 4 kids have essential occupations that will most likely keep them employed thru this.

    And a point about small towns; when the TP shortage started our little grocery store had one remaining pack of TP on the shelf for a week.......no one would take the last pack. Either out of thinking that someone else needed it or everyone in town would know who took the last pack of TP. ;)

    The store is now well stocked now with everything including TP (limit one BTW) .

    The only thing not in stock is yeast.....short in Omaha and Chicago also.
    Robert O'Brien
  • HVACNUT
    HVACNUT Member Posts: 5,863
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    > @BillyO said:
    > I learned the worse thing in our country is Facebook

    I've never been a member and my wife stopped about 5 years ago. If I want stupid I'll look in the mirror. I dont need other people's.
  • BillyO
    BillyO Member Posts: 277
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    im not a member but my wife is, I get updates. OMG how pathetic
  • Illinoisfarmer
    Illinoisfarmer Member Posts: 52
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    Son #2 (my ex’s kid) is 21 and asked if he could move back in at the beginning of March while he looked for an apartment. Honestly, I’ve never been that close to the kid – nice kid – just never had much in common with him. Anyway, everything closed down, he got laid off, and here we are. Turns out, he’s a Hell of a good kid. He’s pitched in to help with spring work and is honestly asking reasonable questions about planting and what happens next. Also, has the same taste in beer as me (though I suspect that some of that may have come from the Busch Light that kept disappearing from our machine shed fridge when he was in High School).
    Son #3 is 15 - school cancelled until fall. Yesterday, he was riding around on the ATV, dog in the back, miles from anyone or any worries. Both boys went to a river on our property fishing. I felt good for them. I can’t help but think of how lucky these boys are to be at a place where we can live our lives, even though we’re isolated from people we’d normally see, in relative safety and security.
    I’ve had multiple neighbors stop by – most stay in their pickups. There is real concern about ‘if something happens to one of us’. We know the crop has to go in, and there really isn’t any option other than to buckle down, use the resources we have at our disposal, support each other, and find a way to do our work.
    All that being said, I feel horrible when I hear stories like Dan’s. I can’t imagine being trapped in a small space, unable to make my family as happy as I’d like, and unable to insure their safety and well being.
    So Happy/Concerned and some pangs of guilt…
    MikeL_2Zman
  • SlamDunk
    SlamDunk Member Posts: 1,590
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    @Illinoisfarmer

    It isn't as bad as you imagine. Just plant your crops so we have something to eat! Keep our grocery stores stocked. Thanks!
  • hcpatel78
    hcpatel78 Member Posts: 151
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    GroundUp said:

    I have learned that 90% of the population doesn't bother to save an emergency fund and that my significant other is somehow able to sleep 20 hours a day when she doesn't have to go to work.

    This reminds me of one of the golden advice from my Grandfather & Father...he used to say that always saves money worth of your one year expense. And never spend more money in day to day life than you make(Means never ever have debt) that was the 1990 era from India. But that makes sense in this kind of today's situation.

    Thank you,
    Hiren Patel
    Robert O'BrienZman