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James, My reply was not meant as an insult. If after 24 years you need advice on YOUR costs of doing business, do yourself a favor and learn them. My point is how would you expect anyone to know how to price a job if you the " business owner" doesn't. Knowing your costs, in my opinion is Business 101. Simply put James, stop being an employee and become a business owner. YOU SHOULD NOT HAVE TO CARRY A TOOLBOX AFTER 24 YEARS. It's not that I couldn't carry your toolbox, I don't have to. That's the difference.
P.S. The 6 employees in my firm earn @75K per year, have 3-4 weeks paid vacation,10 paid holidays and have family health insurance.