advice

Gary Usa_2

hope you guys don;t mind me asking here but trying to get advice regarding credit cards,have been trying to obtain a unsecured credit card but to no avail,i have been with my bank for 6 months now ,i got a secure credit card but still hasn't helped me at all to get an unsecured credit card are their store cards that are easy to get like pc richards,the wiz,things like that ,thanks again for listening and sorry it's not a heating related question.and as you know i have always turned to you guys as my family.does any of you know of a way i can get around this i realse their are plenty of scams around and don;t want to get caught out.

all the best

gary usa

chuck shaw

try

going to sears, my understanding is they will give credit pretty easy, more easily if you are making a purchase. Also, they are pretty well respected by the credit reporting companys (or so I have been told). Buy some tools, or a some home items. Pay them off and you will probally get a flood of offers. Just be aware, and be careful about which ones you accecpt.

Chuck

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ScottMP

Chucks right

Gary the best way is to geta card like Sears and pay it of every month, in no time you'll get plenty of offers.

And like Chuck said look closely at what they are saying in the offer.

Scott

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Nobby

Yep I'm fairly new to the country and I now have a credit cards via the initial sears card method. Plus you get discount on tools with the sears card for a week period once a month.

Gary Usa_2

sears

many thanks guys ,i tried an application with sears and they declined me,because i have no credit,a big circle cannot get credit and can't get a card without a credit card.

thanks so much guys as always

all the best

gary usa

Jackchips

There is

nothing wrong with a secured card, Gary. After a few purchases and pay backs the same thing with a Sears will happen. It is actually a very easy way to get an unsecured card. Many companies will start with low amounts up front-some as low as $100.00.

Good luck

Nobby

Do you have a family member who would be willing to give you a joint card on one of their accounts. As long as they and you maintain the account you will start to develop a credit rating that way.